Lower Your Mortgage Payments

Changing the terms of your loan can benefit you and maximize your monthly income. A lower monthly mortgage payment can help free-up money so you can save, invest or use for other expenses. When rates are favorable, refinancing to a lower rate or longer-term mortgage can keep more money in your pocket every month. Our refinance calculator will help you to decide whether you should refinance your current mortgage at a lower interest rate.

It's A Great Time To Refinance!

Use our easy, no-obligation form to check if refinancing can save you money. Choose your option and see rates upon completion.

REFINANCE MORTGAGE REFINANCE WITH CASH-OUT

Our Reviews

"Ali Talab was very approachable and responsive throughout the loan refinance process. He originally suggested a loan with almost no fees, but the credits from the lender were too great, so it was impossible to close the loan.The lender was very uncooperative and not willing to allow the excess credit be used for either interest or principal. By paying more money, I was able to procure a 30 year 3.25% loan before the original rate lockexpiration. Ali had to scramble with last minute lender demands, but did get the loan to close on time. I would recommend his services, but NOT the lender who issued my mortgage. Ali worked extremely hard to make this loan process work and it did turn out very well in the end."
lajames from San Diego, CA
"Despite the tough challenges that lender offered us, Ali and his team did not give up they followed through, and they worked very hard to keep the rate and pricing and meet the deadlines. We got a great rate. Ali at Villa Group is Sincere, trustworthy and man of his word. Highly recommended."
user0522694 from Fremont, CA
"I had an EXCELLENT experience working with Ali on my home loan refi. He is extremely responsive, no matter now early in morning or how late in the evening, he'll respond to my emails right away. He showed me some incredible options, locked down a super low rate at zero closing cost and got the lender to fund my loan all well within 30 days from my first initial contact email to him. I highly recommend working with Ali! He wins Agent of the Year from me! (Thanks Ali!)"
user1026844 from Daly City, CA

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