Alliance Bay Funding, Inc - Mortgages San Jose CA

Today's Mortgage Rates as of 4/7/2025
Loan Program

Rate

APR
30 Year Fixed
15 Year Fixed
30 Year Fixed FHA
15 Year Fixed FHA
20 Year Fixed
Click here to see the loan amounts and property values the rates above are based on. See points and detailed closing costs by using the See Live Rates form within the banner above.

With 20 years of Experience in Mortgage Industry, we turn your Real Estate Objectives into a Reality!

It's a great time to purchase or refinance, so let us walk you through the whole process. It's easy!

Use the form within the banner above and instantly get a rate quote, including closing costs. You can also use our Get Pre-Qualified form on the right to receive a pre-approval letter that will help you find your home. No matter your needs, we are here to help!

Call Us! 408-858-9300 or Get Started Today!

What We Offer

Great customer service

At Alliance Bay Funding, Inc we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you.
Superior loans and mortgages

We work with multiple lenders and we can provide our clients with extremely competitive pricing. Now you can do all your comparison shopping with one company without wasting time with several banks or brokers.
Clients come first

We make sure our clients get the best support from our staff. We will walk you through the whole mortgage process and ensure your transactions close smoothly.

Ali Bozorgi Talab

NMLS # 337262

Mortgage Resources

We have put together some helpful information and mortgage calculators to help answer any questions you might have.

Compare Loans

Our complete list of loans along with their detailed description will help you decide which loan is good for you.

Compare Loans

Calculators

We have put together some calculators to help you make sense of the numbers.

Calculators

Questions & Answers

Here we tried to answer the most important questions you may have. For more answers call 408-858-9300.

Learn More

Our Reviews

"Ali Talab was very approachable and responsive throughout the loan refinance process. He originally suggested a loan with almost no fees, but the credits from the lender were too great, so it was impossible to close the loan.The lender was very uncooperative and not willing to allow the excess credit be used for either interest or principal. By paying more money, I was able to procure a 30 year 3.25% loan before the original rate lockexpiration. Ali had to scramble with last minute lender demands, but did get the loan to close on time. I would recommend his services, but NOT the lender who issued my mortgage. Ali worked extremely hard to make this loan process work and it did turn out very well in the end."
lajames from San Diego, CA
"Despite the tough challenges that lender offered us, Ali and his team did not give up they followed through, and they worked very hard to keep the rate and pricing and meet the deadlines. We got a great rate. Ali at Villa Group is Sincere, trustworthy and man of his word. Highly recommended."
user0522694 from Fremont, CA
"I had an EXCELLENT experience working with Ali on my home loan refi. He is extremely responsive, no matter now early in morning or how late in the evening, he'll respond to my emails right away. He showed me some incredible options, locked down a super low rate at zero closing cost and got the lender to fund my loan all well within 30 days from my first initial contact email to him. I highly recommend working with Ali! He wins Agent of the Year from me! (Thanks Ali!)"
user1026844 from Daly City, CA

See Instant Live Rates And Closing Costs!

With 20 years of Experience in Mortgage Industry, we turn your Real Estate Objectives into a Reality!

What We Offer

Great customer service

Superior loans and mortgages

Clients come first

Ali Bozorgi Talab

NMLS # 337262

Mortgage Resources

We have put together some helpful information and mortgage calculators to help answer any questions you might have.

Compare Loans

Calculators

Questions & Answers

Our Reviews

"Despite the tough challenges that lender offered us, Ali and his team did not give up they followed through, and they worked very hard to keep the rate and pricing and meet the deadlines. We got a great rate. Ali at Villa Group is Sincere, trustworthy and man of his word. Highly recommended."